Lowratenow.com is a full-service mortgage company located in Fountain Valley, California. We specialize in unique speical home loans. We also work with clients from the surrounding cities in Orange County. When you need to buy a home or refinance in the area of the zip code of 92708, we can be your mortgage lender and help you realize your dream of homeownership or save you money.
If you are refinancing, we are ready to assist you with that, too! We offer a wide range of refinancing options, created to best meet the needs of local borrowers. If you’re looking for cash out, or to just get a better rate and term, we can assist you.
What makes Lowratenow.com unique? Remember that we offer a bunch of niche programs as First Time Home Buyer Program, Zero Down Payment on Jumbo Loan Purchase and Refinance, HARP Programs, No Doc Loans, Stated Income Loans, Foreclosure Bailout Loans
OUR CORPORATE MISSION
Honesty, Integrity, Competence
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients as a mortgage lender while giving them the lowest interest rates and closing costs possible. Furthermore, we pledge to enable borrowers to overcome difficulties which can show up while securing a mortgage loan.
who we are
Company Profile
Better results for our clients – today’s lowest rates come from America’s top banks.
We are a full-service mortgage company based in Fountain Valley, California. We specialize in unique mortgage loans to tailor fit your needs. We also serve the surrounding cities in Orange County. So you can say that we provide the best home loans in California. Whether you are buying a home or refinancing in the zip code of 92708, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Refinancing? We can help you with that, too! We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you’re looking for cash out, or to just get a better rate and term, we can assist you.
What makes Lowratenow.com unique is that we offer the following niche programs as well: First Time Home Buyer Program, 100% LTV Cash Out, HARP Programs, No Doc Loans, Stated Income Loans, Foreclosure Bailout Loans
Frequently Asked Questions
FAQ
Better results for our clients – today’s lowest rates come from America’s top banks.
It’s generally a good time to refinance when mortgage rates are 2% lower than the current rate on your ca home loans. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments.
Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 mortgage loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you’re saving $70 per month. Your savings depends on your income, budget, mortgage loan amount, and interest rate changes.
Yes, if you plan to stay in the property for a least a few years. Paying discount points to lower the loan’s interest rate is a good way to lower your required monthly loan payment, and possibly increase the loan amount that you can afford to borrow. However, if you plan to stay in the property for only a year or two, your monthly savings may not be enough to recoup the cost of the discount points that you paid up-front.
Below is a list of documents that are required when you apply for a mortgage. However, every situation is unique and you may be required to provide additional documentation. So, if you are asked for more information, be cooperative and provide the information requested as soon as possible. It will help speed up the application process…. view all
Credit scoring models are complex and often vary among creditors and for different types of credit. If one factor changes, your score may change — but improvement generally depends on how that factor relates to other factors considered by the model. Only the creditor can explain what might improve your score under the particular model used to evaluate your credit application… view all
important milestones
Company Timeline
With a community of over 400 million users (and a majority age group being 18 to 29), wouldn’t you want to make sure you’re monitoring what people are posting on social networks?
Once all previous steps are done, you are ready to get funds and make your dream purchase or refinance dreams come true!
Get all the paperwork required to complete the purchase or the other financial operation documents needed. Paperless Streamline!
It is recommended to assess the property size/use, the credit condition, the estimated price, the time you need.
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